The Cartwright Law Blog
My Question Since Hurricane Harvey: After Three Years of Consecutive Flooding in Houston, Why Isn’t Flood Insurance Required?
I just purchased my first home. Most people told me that it would be one of the most exciting experiences of my life time. It was. For about 24 hours. I closed on my new home on August 24, 2017, a day before Hurricane Harvey started dropping millions of gallons of rain on Houston and ... Read More
Notice an increase in your insurance premiums? Insurance Companies now blaming the growing premiums on Texting and Driving….
I consider myself a pretty good driver (knocking on wood as I type this). I have not had any major accidents and have not gotten any traffic citations in the past several years. I really do not utilize my auto insurance for anything other than having protection in place in case I am in an ... Read More
If you have read any of my blogs or looked at our law firm’s website, it is no secret that our law firm represents homeowners and business owners with their claims for property damage to their home or business against their insurance companies. Through the years we have worked on these cases, I have not ... Read More
Before you pull out your phone to snap a voting selfie, BEWARE! Several states consider taking such a selfie ILLEGAL!
This election year has certainly been one of the craziest election years so far. The debates were hard to watch. The insults, accusations, and overall campaigning seems to me, at least, to be much different than previous elections. However, one positive thing that might come from this election, at least what early voting numbers seem ... Read More
After your home or business sustained storm damage, when is the right time to retain the services of a storm damage lawyer?
Over the last several years, I have talked to many potential clients mostly about storm damage to their properties in which their insurance company has significantly undervalued the cost of repair or replacement or their insurance company has unjustly denied coverage for damages clearly covered under the terms of the policy. A question most people ... Read More
Mortgagor Beware: Prying money from your homeowner’s insurance company is not the only battle homeowners face if they have a mortgage on their home
It seems like there is no longer a comfortable medium when it comes to weather. It is either one extreme or the next: either you go weeks and weeks without seeing a drop of rain or you get inundated with inches and inches of rain over the course of a few hours. The unpredictability and ... Read More
The good news: there is still pending legislation and proposed rules to rid certain contracts of forced arbitration clauses. The bad news: forced arbitration is still alive and well. What can you do if you find yourself in a situation in which your legal rights have been compromised by a forced arbitration clause?
As discussed in a prior blog (Consumer Rights Update: Law Makers Reintroduce Arbitration Fairness Act), a bill was introduced in April 2015 referred to as the Arbitration Fairness Act, which, if passed, would eliminate the mandatory arbitration clauses in employment contracts, consumer contracts and civil rights. Unfortunately, the necessity of this bill is substantial: most ... Read More
Would you waive your rights to receive a, wait, nothing? Internal documents show that Texas Farm Bureau wanted to propose to the Texas Department of Insurance a sham discount on policy rates in exchange for the policyholder to limit their rights against the insurance company
With all the recent extreme weather patterns we have seen here in the Houston and surrounding areas, our law firm has received a lot of calls from potential clients about their rights against their property insurance provider. The bottom line is that a lot of people feel that they pay policy premiums to their insurance ... Read More
The Chemical Industry might be able to poison you without repercussion…Proposed bill would grant immunity to The Chemical Industry for poisoning Americans with dangerous toxins
I try to have faith in our government. Most people laugh at me when I say this and sometimes, I laugh at myself. However, I try to keep the faith that politicians truly want to do what is best for our population. That politicians make decisions and/or pass laws, regulations, ordinances that are there to ... Read More